Hi Tracy, I haven't experienced banana moths, Len is the expert on that, but it looks like rot to me. I've been using a cocktail Dennis Willoughby recommended a while back of Cleary's, Daconil, and Dithane mixed together very concentrated, like a slurry. I've rescued a lot of palms with it. If you want some Cleary's, I have more than I'll ever use, and it works well without the dithane too. Can you get a photo of the crown and the full palm? The petioles look a little different than mine, which I got from Floribunda, and the Floribunda 'jurassic park' is now pilulifera as far as I know. Mine is super cool. Will post a photo from my phone